314/20a Lexington Drive Bella Vista NSW 2153
+61 447 959 546
info@apwfinance.com

Car & Equipment Loans

Drive Business Forward With Smart Asset Finance

Car & Equipment Loans

Whether you’re purchasing a commercial vehicle or upgrading essential equipment, APW Finance simplifies the process. We tailor asset finance solutions to suit your needs—so you can secure what your business needs without slowing down your cash flow.

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    Flexible Lending, Expert Advice, Smooth Process

    Key features of our car and equipment loan services:

    New or Used Asset Finance

    Finance brand-new equipment or second-hand vehicles from dealers or private sellers—tailored to match your operational needs.

    Low-Doc & Full-Doc Options

    Whether you’re self-employed or running a growing company, we offer loan options to suit your financial documentation profile.

    Repayment Flexibility

    Choose repayment terms from 1 to 7 years with monthly, fortnightly, or seasonal schedules—fit for your business cash flow.

    Tax-Efficient Structuring

    Our experts help structure your loan to maximise deductions and optimise your business’s tax efficiency and long-term asset strategy.

    Smart Funding That Keeps Your Business Moving

    Whether it rolls, lifts, drills or builds—we help you finance it with ease.

    Commercial Vehicles

    From utes and vans to trucks and fleet cars, we secure loans for new or used vehicles—offering flexible terms and quick approvals so your team can stay mobile and mission-ready across Australia.

    Heavy Machinery

    Bulldozers, excavators, forklifts, and everything in between—we arrange funding that supports your machinery investments, structured with or without a deposit. Stay productive without tying up capital unnecessarily.

    Technology & Office Equipment

    Need computers, servers, or printing systems? We help you finance the tools that keep your back-end running—without the upfront burn on your working capital or credit limits.

    Your Perfect Loan Starts With the Right Partner

    From paperwork to approval, we make your lending journey fast, smooth, and stress-free..

    APW Finance - Car & Equipment Loan FAQs

    What is an equipment or vehicle loan?

    It’s a loan used to purchase business-use assets like cars, trucks, tools, or machinery—without paying the full amount upfront, and often with flexible terms and tax benefits.

    How long are the loan terms?

    Loan terms typically range from 1 to 7 years, depending on the asset type, business profile, credit history, and preferred repayment structure.

    Can I apply as a sole trader or startup?

    Absolutely. We offer low-doc options for ABN holders, sole traders, and newer businesses—subject to creditworthiness and asset type.

    Can I finance used vehicles or equipment?

    Yes, we offer finance for both new and second-hand assets—purchased from licensed dealers or private sellers, subject to asset age and lender criteria.

    Are there tax benefits with asset finance?

    Yes—many businesses can claim depreciation, GST, and interest expenses. We recommend checking with your accountant for tailored tax advice.

    How fast can I get approval?

    Once documents are submitted, many vehicle or equipment loans are approved within 24–72 hours, depending on lender and application complexity.