314/20a Lexington Drive Bella Vista NSW 2153
+61 447 959 546
info@apwfinance.com

Commercial Property Loan

Powering Property Ambitions for Investors and Owner-Occupiers

Commercial Property Loans

Whether you’re purchasing land, funding a construction project, or expanding your commercial portfolio, APW Finance makes it simple. Our expert brokers secure competitive rates and tailor loan solutions that match your goals—ensuring clarity, confidence, and success in every step of your commercial property journey.

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    Tailored Advice, Backed by Experts

    Commercial property loan features:

    High Borrowing Power:

    Borrow up to 100% for business premises or 80% for commercial property investments—powerful funding tailored to professionals.

    Flexible Loan Options:

    Choose from fixed, variable, or line of credit options with terms up to 30 years and interest-only flexibility included.

    Practice-Focused Lending:

    We offer stand-alone financing and construction loans for purpose-built commercial premises—perfect for growing your practice or clinic.

    Competitive Rates & Structure:

    Access attractive rates and flexible structures designed to suit your business goals, property strategy, and cash flow needs.

    Smart Commercial Finance for Business Owners

    Flexible funding with lower rates—perfect for cash flow, growth, and business agility.

    Commercial Development

    From mixed-use hubs to industrial builds, we finance projects over and under $20 million. With smart funding and expert guidance, we help turn your commercial property vision into reality—efficiently and confidently. We don’t just fund projects—we fuel progress.

    Owner-Occupiers

    Why rent when you can own it? Buying your own office, warehouse, or factory isn’t just smart—it’s strategic. Ownership gives you control, stability, and the power to turn rent payments into equity-building repayments on an asset that’s all yours.

    Business Line of Credit

    Think bigger than credit cards. A business line of credit gives you flexible access to larger funds—often at lower interest rates. It’s a smart, scalable solution for managing cash flow, seizing opportunities, or covering the unexpected—without the swipe drama.

    Your Perfect Loan Starts With the Right Partner

    From paperwork to approval, we make your lending journey fast, smooth, and stress-free..

    APW Finance - Commercial Property Loan FAQs

    What is a commercial property loan?

    A commercial property loan is used to purchase, build, or refinance non-residential properties like offices, warehouses, or retail spaces for business, development, or long-term investment purposes.

    What documents are required for a commercial property loan?

    Australian lenders usually need BAS, tax returns, financials, business details, ID, property contract, and lease info—requirements vary depending on loan size, entity structure, and lender policies.

    How much can I borrow with a commercial loan?

    You may borrow up to 100% for owner-occupied properties or 80% for investments, subject to property valuation, income assessment, lender approval criteria, overall financial health, and risk profile.

    Who can apply for a commercial property loan?

    Businesses, investors, SMSFs, and self-employed professionals can apply, provided they meet lending criteria, demonstrate financial capacity, and intend to use the property for commercial purposes or income generation.

    Can I get a commercial property loan with flexible terms?

    Yes, commercial loans can include flexible features like fixed or variable rates, interest-only options, and repayment terms up to 30 years—tailored to match your financial goals and property strategy.

    What types of properties are eligible?

    Eligible properties include offices, warehouses, retail shops, industrial units, medical clinics, and mixed-use developments, depending on lender policies and whether the property is owner-occupied or investment-based.