Investment Property Loans

Grow Your Property Portfolio with Smarter Finance

Investment Property Loans

Whether you’re buying your first investment property or adding to your portfolio, APW Finance helps you secure the right loan structure to maximise returns, manage risks, and make your investment journey smooth and successful.

Quick Enquiry Form

Tailored Lending for Savvy Investors

Key features of our investment property loan services:

High Borrowing Power:

Access up to 90% of the property value with competitive rates and flexible deposit options—backed by strategic loan structuring.

Interest-Only Options:

Optimise your cash flow with interest-only repayments—ideal for investors seeking flexibility and tax efficiency during early stages of ownership.

Fixed or Variable Rates:

Choose fixed rates for stability or variable rates for flexibility—our brokers help you compare and decide what’s best for your strategy.

Portfolio-Based Structuring

Planning long-term? We structure loans to support multiple property investments, so your lending grows with your portfolio goals.

Finance Solutions That Make Your Property Work Harder

Smarter lending strategies designed to build wealth and create passive income.

First-Time Investors

Starting your investment journey? We help you understand borrowing capacity, loan options, and cash flow strategy—ensuring your first investment is a strong and sustainable step toward long-term financial growth.

Portfolio Expansion

Already own a property or two? We structure finance for your next property with equity release, split loans, or cross-collateralisation—aligned to your investment and risk management strategy.

Refinancing for Better Returns

Maximise your returns by refinancing high-interest investment loans. We compare the market, restructure your loan, and help you unlock equity for renovations or future purchases—boosting your yield and flexibility.

Your Perfect Loan Starts With the Right Partner

From paperwork to approval, we make your lending journey fast, smooth, and stress-free..

APW Finance – Investment Loan FAQs

What is an investment property loan?

It’s a loan used to buy a property intended to generate rental income or long-term capital growth—not for personal occupancy or residential use.

Who can apply for an investment loan?

Anyone with a stable income and strong credit profile can apply. First-time investors, existing homeowners, and experienced landlords may qualify based on lender criteria and property strategy.

What deposit is required for investment loans?

Most lenders require 10%–20% deposit. With equity in another property, you may be eligible for higher borrowing without using additional cash.

Can I get interest-only investment loans?

Yes, interest-only terms are common in investment lending. They can improve cash flow and provide tax advantages—though interest-only periods typically expire after 1–5 years.

What documents do I need to apply?

You’ll need ID, proof of income, tax returns, existing property details, liabilities, and rental income projections (if applicable). Requirements may vary based on loan amount and property type.

Are there tax benefits with investment loans?

Yes—expenses such as loan interest, depreciation, and management fees may be tax-deductible. Speak with your accountant for personalised tax advice and compliance.

314/20a Lexington Drive Bella Vista NSW 2153

+61 447 959 546

info@apwfinance.com

Investment Property Loans