No LMI & Waived LMI Home Loan

No LMI & Waived LMI Home Loans

Save Thousands. Get Approved Faster. Own Sooner.

No LMI & Waived LMI loan options

Lender’s Mortgage Insurance (LMI) often adds thousands to your upfront costs if you don’t have a 20% deposit. APW Finance offers No LMI and Waived LMI loan options—helping eligible borrowers save significantly, reduce barriers to entry, and purchase their property sooner.

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Strategic Lending. Significant Savings

Key features of our No LMI & Waived LMI home loans:

No LMI with 10–15% Deposit

Eligible professionals can access loans with reduced deposit requirements and zero LMI—saving thousands in upfront costs.

Waived LMI via Government Schemes

Access the First Home Guarantee or Family Home Guarantee to skip LMI completely—even with just 5% deposit.

Fast-Tracked Approvals

No LMI means faster processing. We match you with lenders offering streamlined assessments and better turnaround times.

Targeted for Professionals

Doctors, accountants, lawyers, engineers, and other approved professionals may qualify for special no-LMI offers with select lenders.

Less Insurance. More Ownership. Zero Stress

We help you avoid LMI and invest that money into your new home instead.

First Home Buyers

Many first-home buyers miss out due to LMI costs. We connect eligible clients to government schemes and lenders that waive LMI—helping them buy with a smaller deposit and lower total cost.

Eligible Professionals

Doctors, lawyers, engineers, and accountants may qualify for No LMI loans with just 10% deposit. We help eligible professionals unlock exclusive benefits not available through standard mortgage channels.

Young Buyers with Strong Income

Strong income and career growth potential? You may be eligible for waived LMI or lender offers that favour rising professionals—helping you buy sooner and build equity faster.

Your Perfect Loan Starts With the Right Partner

From paperwork to approval, we make your lending journey fast, smooth, and stress-free..

APW Finance – No LMI FAQs

What is Lender’s Mortgage Insurance (LMI)?

LMI protects the lender when borrowers have less than a 20% deposit. It’s a one-off cost that can often be avoided with the right loan structure.

How much can I save with No LMI?

You could save anywhere from $6,000 to $30,000 depending on the property price and loan amount—money you can reinvest into your new home.

Are No LMI loans more expensive?

Not necessarily. Rates are often competitive, and with expert structuring by APW Finance, you may end up saving more than standard borrowers.

Who qualifies for No LMI loans?

Eligible professionals and first-home buyers using government schemes may qualify. It depends on your job, income, credit, and lender policies.

Does waived LMI mean lower repayments?

Yes. Skipping LMI reduces your loan amount and upfront costs—resulting in more affordable repayments and less financial pressure when entering the market.

Can I combine No LMI with low deposit?

Yes. Some loans allow 5–15% deposits with waived LMI. This combination helps you buy sooner without major upfront costs.

314/20a Lexington Drive Bella Vista NSW 2153

+61 447 959 546

info@apwfinance.com